Some I hold onto, and others I flip.I recently purchased a duplex in a class B neighborhood of Indy.

And I know that as well as store fronts that sell, there are a huge number of indoor grow operations that operate in industrial areas, as we as in residential neighborhoods.

It best to speak to your Insurance Broker to find out what options you have that fits your needs. 

SFH in the Five Points neighborhood. 

Contractors I know from being in real estate work outside of our neighborhood so they can't be hired.

You should post this in the local Georgia forums to get opinions on the neighborhood, and local agents. https://www.biggerpockets.com/forums/553-georgia-real-estate-q-a-discussion-forum

Would anyone have suggestions for neighborhoods in northern california?

I like it, because with that higher rent, it looks like it must be in a good neighborhood (better quality tenant should bring better maintenance and vacancy costs)

The house is in a desirable neighborhood and had no problem renting it.

Remember, you have to pay for land, const. costs, soft costs, interest carry on your loan, permit and development impact fees, your profit, and fit that all into 120k per door on the unit sale (BTW, 120k per unit walking distance from Chesapeake Bay sounds cheap, but I'm not familiar with the market).2.