Realistically this is going to take a life time to achieve, which I'm excited to share my journey with everyone.  

Is there a lifetime cap on the rate?

1000 a month p and i (162000 going 30 at 6 percent?)

A lifetime conceal and carry permit is $150.

Obviously there is a lifetime of knowledge to be learned, but with my skills I was thinking single family homes, or muti-family homes would be a good option for me, however very open to advice.

About 80 percent of our tenants agree to have their debit card on file with us run either the first of the month or their first pay date of the month for the monthly rent.  

This subsection does not apply to a lien or encumbrance placed on the property that is:(1) placed on the property because of the conduct of the purchaser;(2) agreed to by the purchaser as a condition of a loan obtained to place improvements on the property, including utility or fire protection improvements; or(3) placed on the property by the seller prior to the execution of the contract in exchange for a loan used only to purchase the property if:(A) the seller, not later than the third day before the date the contract is executed, notifies the purchaser in a separate written disclosure:(i) of the name, address, and phone number of the lienholder or, if applicable, servicer of the loan;(ii) of the loan number and outstanding balance of the loan;(iii) of the monthly payments due on the loan and the due date of those payments; and(iv) in 14-point type that, if the seller fails to make timely payments to the lienholder, the lienholder may attempt to collect the debt by foreclosing on the lien and selling the property at a foreclosure sale;(B) the lien:(i) is attached only to the property sold to the purchaser under the contract; and(ii) secures indebtedness that, at no time, is or will be greater in amount than the amount of the total outstanding balance owed by the purchaser under the executory contract;(C) the lienholder:(i) does not prohibit the property from being encumbered by an executory contract; and(ii) consents to verify the status of the loan on request of the purchaser and to accept payments directly from the purchaser if the seller defaults on the loan; and(D) the following covenants are placed in the executory contract:(i) a covenant that obligates the seller to make timely payments on the loan and to give monthly statements to the purchaser reflecting the amount paid to the lienholder, the date the lienholder receives the payment, and the information described by Paragraph (A);(ii) a covenant that obligates the seller, not later than the third day the seller receives or has actual knowledge of a document or an event described by this subparagraph, to notify the purchaser in writing in 14-point type that the seller has been sent a notice of default, notice of acceleration, or notice of foreclosure or has been sued in connection with a lien on the property and to attach a copy of all related documents received to the written notice; and(iii) a covenant that warrants that if the seller does not make timely payments on the loan or any other indebtedness secured by the property, the purchaser may, without notice, cure any deficiency with a lienholder directly and deduct from the total outstanding balance owed by the purchaser under the executory contract, without the necessity of judicial action, 150 percent of any amount paid to the lienholder.

The roof is a lifetime metal roof.

To get a 30 year is closer to 4 percent so for me I go 15 year as the payment is higher but the total loan amount when holding long term and building wealth justifies a 15 yearI would also like to see those graphics without the 3-4 % yearly appreciation as I do not bank on appreciation and with the world turning to a global economy in the past 20 years I do not see consistent appreciation I believe we will have spikes in both directions

Hi @Arthur Leao i do most of my business in florida so my info might not directly be the same to your area...most banks want to get AT LEAST 80-85% of there asking price so you want to give them about 75-80 and see if they'll accept or they might counter abit higher and you can work out something that works for the both of you some banks of course will want a higher percentage and some lower depending on inventory and other factors...All this ratio talk is based upon the asking price being right for the market of the property because you dont want to pay 80 percent of asking while having that value above the market value if you know what i mean....your trying to get it below market value to make a some money off it hope that helped abit and best of luck with this property man