Unlike an annual rental where the rent is locked in for a year, the prices and amount of vacancies have a high-rate fluctuation.If you do not live in the state than you may not be aware of SB 280.

I have lived some of the issues you will bump into.

They can be leveraged with commercial real estate loans that use the DSCR metric for evaluation; however, these are not under the “DSCR loan” product bucket.DSCR loans are for “business purpose,” only meaning that the owner of the property can not live in the property under any circumstances.

This is by no means to brag but I am living out my vision of being business owner, building long term wealth at a young age through real estate and having the freedoms to create my own schedule and building for the future for myself.

But you are talking essentially making three living quarters. 

I currently live in lawrenceville, ga but I'm going to move to tampa, fl.

I live in a resort town, with a lot of second homes, so the market price for an average home is already pretty high.

House hacking makes sense to me as long as I'm paying less than I would renting while I'm living there.

If we smelled anything like faking a name of a Living Trust as @John Underwood suggests or deeding back to original owner as a fraud we foreclosed in 30 days.

I purchased a duplex, renovated and rented one side while living in the back unit for a few years. since then I have moved out and rented both sides while renting a house for less.