There are lenders that will do 25% down for a single family rental and 30% down for 2-4 units for foreign nationals.

First, you should inform your lender, as converting the property into a short-term rental can affect the terms of your mortgage and may require a change to an investment property loan.

Our ultimate goal is to invest in rental properties, which will not only secure our financial future but also provide a stable foundation for our children. 

@Eric Lahoda, for me it would depend on the class of the rental.

My oldest rental properties are turning 15 years now and we basically treat everything that is not updated as a future liability. 

So I'm trying to weigh selling my rental vs keeping and renting out through a management company. 

So go to Zillow rentals and figure out what that rents for… in my area that’s around $1.15/sqft or around $1150/month.From there it’s a math equation… $1150 minus principle, interest, taxes, insurance and $100 maintenance reserve equals my expected cash flow.  

You buy a primary home then transition it into a rental home either right away or as little as 12 months.You have DPA programs that cover the entire US and state specific DPA's (down payment assistance).

Are you going to rent by room your house hack side and other rental side?

New to rental investing so just trying to learn as much as possible :)