My passion is getting people in a house (life on the right track) they can call home (Loving your family).

While the same lending alternatives are available since the economic recovery gained traction in 2012 – Fannie Mae, Freddie Mac, conduit lenders, banks and thrifts, and life insurance companies – each lender offers distinct advantages/disadvantages as it relates to loan structures, interest rates, closing costs, servicing, and their responses to the whims of the market.

As you keep mailing them over 6 months a certain percentage will encounter changed life circumstances that will move them into the very small group of motivated sellers.

Conventional, Fixed Rate - Typically 15 or 30 year loans which have a term that matches the amortization, meaning you make the same payment for the entire life of the loan.  

Works great for me - most important part is if you do go this route, it will require a big time commitment to get everything set up (I'd assume it would with any software you choose to use) however once you get through the set up and familiarize yourself with it, your life will get a lot easier.

I have read Rich Dad Poor Dad which was a life changing book seeing that no one taught me about money growing up.

My husband is enjoying life a bit more now.

Everyone my whole life has told me to save save save....then buy real estate.

I'm a business owner in Birmingham Alabama in my 40s, and I've reached a stage in my life where I have capital and am able to invest in real estate.My only experience in real estate comes from being in a family with two agents, and with the purchase of my first home.

I feel like my Dad has been preaching that my whole life and he's been right.