If you cant find a lender currently wait out the 6 months and see if you can buy something on contract currently and then refinance it with a bank in 6-8 months or even a year. 

Seller would like to bundle a house and a duplex my question is can you put both properties on the same contract and if so how should it read.

In the purchase contract you can usually negotiate who pays closing costs.

I am wanting to see how difficult it is to get a cash out refi on a home i have sold on contract.

I am wanting to see how difficult it is to get a cash out refi on a home i have sold on contract.

Cleaning - you can still negotiate a package deal with the cleaner (if we give the contract for cleaning both buildings, we need a discount).

I was leaning towards ST and my sister insists that LT will pay off since contracts will be 12 months +. 

I am hopefully going to get a duplex under contract next week in New Jersey, each unit already has tenants on current leases.

If I buy a house for $55k, it needs $25k in reno, I'll throw BOTH the $55k on as the Contract Sales Price and the $25k to cover the quote from my contractor for the entire reno budget on as Settlement Charges to Buyer, bringing the Gross Amount Due from Buyer to $80k.

what contracts do wholesalers use for makeing offers on notes?