If you are married perhaps your wife can qualify.

If you meet these tests, you can exclude up to $250k of gain if you're single, $500k if you're married - which is a hefty chunk of change either way. 

I recently moved to Hempstead with my husband after we got married.

@Giovanni Luna- Squatting (works better in Cali than TX)- Finding a sugar daddy- Marrying for money- InheritingI'm sure I've missed something and would love to expand this list. 

I guess my issue is since they aren’t married there is nothing technically tying them together legally.

They've been married 1 year and aren't convinced they want to buy.  

Not only because he's married, but because he can think of a million downsides that far outweigh the positives. 

And that's the reason why I keep buying houses under 300k - they are like bitcoin, finite supply.We have abou 300,000 millennials in the Milwaukee metro area, the oldest now turning 39 years old, that's 150,000 buyers (when married) and more and more of them are thinking about buying their first home.

They aren't married, so they should be filing taxes separately and the one who lost their job should be able to collect full unemployment, which I calculate to be around $3k/mo with their two kids, give or take.

Assume you have an average income of $75,000 single or $150,000 married, some standard monthly expenses (which are higher than ever), credit card debt, and just barely enough for a 20% down payment or maybe less than that.