If you were putting away an additional 5% for that (for the roof or you multiple boilers/furnaces and hot water heaters, etc.) then okay I'd buy it.So even though you are a contractor and will do the initial repairs and maintenance at cost I would still do it like you were paying someone else since at some point you might not want to or might not be able to do it.

From my short experience in the insurance industry (5 years), we had a guy that hit some one while drunk (2nd (alleged) DWI accident), another fell asleep at the wheel and hit some one head on, some one hit a full school bus that sent everyone to the hospital, some one flip a car and a passenger fell out of the sun roof and the car landed on them.

ALl major systems-hvac, roof, plumbing, elec, etc were all updated and/or replaced 8 years ago.

It went from a 3/1 to a 4/2, re-piped, re-tiled,electrical redone,new roof, kitchen updated, bathrooms updated; the works.

The roof might have to be replaced but we're not sure as my contractor doesn't have expertise in the roofing and he said that they were made of composite material that he never seen in residential houses.. usually seen in commercial building. we actually went to see this house on the rainy day and looks like there no water leaks into the house.

If you want assurances that certain items are good/bad/acceptable, you'd likely need to contact the individual trades that deal with each item (roof, foundation, electric, HVAC, etc.).

There is also a structural issue with the roof.

Besides better terms than 22% on a credit card, it certainly looks cleaner, and you have the advantage of only remembering one payment instead of 5 or 8 or 12.Thanks Leon, as I mentioned in an earlier post, my problem is getting the loan due to my NOW "through the roof" ratios.

Needed roof, windows, HVAC after that along with cosmetics.

My disclosure of the roof leaking doesn't prevent the problem it keeps me from keeping the buyer uniformed.