Cash flow is around $1k due to my low interest rate and MTR strategy. 

Asked and answered.By the way, pro tip: “Umbrella insurance protects you better than an LLC”, in my opinion and is easier to manage.

Is there a good strategy, resource, or tool that you use when trying to locate a good city/neighborhood for BRRRR? 

Off MLS they probably could have gotten a survey, title insurance, and some HOA transfer fees when purchasing, so better deals off MLS, and with no restrictions for resale.   

I have questions into them on whether they would cover it if the commercial policy denies it.Here's the exact language of the exclusion - "This insurance does not apply to animals "bodily injury" or "property damage" arising out of the ownership, use, loading or unloading, handling, or demonstration of domestic or wild animals, including but not limited to dogs. 

For instance, buyers normally have to pay for origination fees from the lender, insurance, appraisal, attorney/title fees etc.

You may want to learn some strategies on marketing to off-market owners.

Everything depends on personal strategy and goals.  

I am looking to use that expertise to build a strong real estate portfolio using a multitude of strategies.

The two most obvious options at hand are : A/ Accumulating capital through my job before investing in real estate B/ Asking for a bank loan that would allow me to invest sooner, saving time, after doing market research Which strategy is better, in your regards ?