Risk Assessment: Bank Loan

[Kawtar Benhalima]

Hello ! I'm a 24 year old international student in Montreal. I just moved here in September and have been trying to learn about the different methods I can apply before taking the big real estate leap. The two most obvious options at hand are : 

A/ Accumulating capital through my job before investing in real estate 

B/ Asking for a bank loan that would allow me to invest sooner, saving time, after doing market research 

Which strategy is better, in your regards ? And is there any way I can start getting the ball rolling other than house hacking ? 

Thanks in advance !! :)