Or are there other ways that folks typically evaluate this?

I continued my program of over paying the principal amount of my monthly PITI to bring the loan principal amount down quicker as well.

What do you like about paying it yourself?

Already positive cash flow if your paying rent out.  

So just had to fullfil my flying desires personally and pay to fly instead of getting paid to fly. 

He accused me of stealing and said he needs proof that he did not pay the deposit.

@Andrew Lax sorry, not quite following what you are asking here - are you asking if you should pay full price for a house?

Obviously wholesalers is a main way but 9 out of 10 times you will need to pay with cash or HM and probably won’t have an inspection or option period.

A home equity loan is a fixed interest rate version of the same, whereas I can draw and pay back the line of credit over a period of time, the second mortgage version results in a lump sum with fixed interest rates and fixed payments. 

They are holding funds so they can live in the float as long as possible, probably because they don't have the cash to pay up.