They include loan payments, taxes, insurance, utilities, and any other costs that occur during the Rehab period and up until the property is fully rented.  

I am going to put an offer on a bank owned REO, but the issue is that all the utilities, i.e. heat, water and electricity have been shut off.

I’m also investing just 30 minutes outside of the third largest city in my state though.

I schedule showing appointments in 15- or 20-minute intervals during a 2-hour time frame and will overbook as some just won't show even after scheduling. 

Should I focus on using only the cash I have for the investments or utilize the HELOC as well?

The minute they said mortgage I was too quick to pass on it before even knowing how much they owed.

Spray it wet with water, give it a few minutes to soak in, and scrape off.It's incredibly messy so only do it in an empty room, but I saw a DIYer video on YouTube where guy attached a wet vac to his scraper and solved that problem too.

Been a Pro Member for a couple months now but haven't really utilized the discussion boards as much as I should have until today my wife ran into a conundrum. 

I live in the Pottstown area and am looking to invest within 35 minutes of 19465.  

You also have to stress they are 100% liable for the rent and other terms of the lease agreement.I personally don't accept co-signers because it seems like they always fight me when I tell them they're responsible for the unpaid rent/utility charges.