just close on my second property I’m currently reading “ how to invest in real estate …” if anyone can chip in a little knowledge on what should I do as a extremely newbie into the real estate world of all ears. 

Obviously market value and prices are extremely expensive down here so we are looking more towards the vacation rental market for our investing strategy.

If you don't have that difference, the loan will be extremely risky, and if you could find someone who'd do it, the terms would be outrageous. 

Legitimizing yourself is key because owners many times have either been burned by owner financing before or have had really amateur investors approach them with it so they will be extremely cautious about it. 

Market value are extremely low on most properties which will result in a huge spike in property taxes.

If you exhaust all your options and still need help, let me know.

Joe Schmoe62 years old$4,300 a month gross incomePlans on retiring in 3 years, wants to downsize to a more affordable unit in preparation.All seems great to me so far, but upon running his information (I used "MyRental" for the credit/background check), found that he has an extremely limited credit history?

It's extremely rare that two applicants are equal.

Asking for a friend: I have an extremely obnoxious neighbor above me.

They were just extremely efficient in a geographic location where the cost of labor and the cost of living is substantially lower.