So, yes investors have been using creative or private money financing. 

There’s no money-back guaranteeThe most reputable programs will offer some form of money-back guarantee.

They make money and stay in business by taking your payments, and not paying out claims.

The center has an extra 20 acres of greenfield zoned for additional retail.We know there is pent up leasing demand, but not sure what is current development costs as we haven’t built a thing since before Covid.Anyone can shed a light as to what is the current per square foot average these days?

Yes, I don't want to waste time, but I also don't want tenants wasting their money.

Or the landlord had jacked the rent up since it was an arbitrager and didn't want to lose that extra LTR income. 

Make money, save money, buy a house in a neighborhood they believed in, manage it well, and hold it forever.

That's not a lot money!

It's another form of borrowing money.

They're not going to waste their time helping foreigners knowing that many will end up not buying.I'm happy to refer you to my lawyer once you have found a property but it's better that you choose one in the region and province you're going to invest in as there could be "legal" differences pertaining to you.On another note, it's important that you realize that strategies that work in the US might not work in Spain and financing is different so you might want to figure out first if that works for you first to make sure you don't waste time and money unnecessarily.Hope this helps.