Since then we have bought two more houses, one we moved into and one for my daughter in another state.

Then, they got a little lazy, when my daughter got her drivers licenses, they raised my auto insurance rates by $350/month.

I see duplexes for sale for $35K where a mom lives in one side and the daughter lives in the other side where they've been long term tenants- in return I'm thinking what a perfect scenario.

But glad your turned around for now.. keep us posted after you get a few more years of history on these units..

When I needed evidence that I sent something to a tenant, I printed out my Stamp History and gave it to the Judge,  and that always made them look at me in high regard because I always had evidence to back up everything I did, and my little helper was STAMPS.COM I hope this has answered your question. 

they know it, but we've done enough and I work closely enough with them they look at my portfolio and history, not credit score. 

Hopefully you are being "active" in the investment by seeing the valuation of the property and payment history before you make the investment.  

The flip side is that these are newer entitles and there isn´t a lot of case history of investors successfully defending their assets from creditors using a Series LLC.I knew this when I formed them and was happy that the benefits outweighed the very low risk that I would get successfully sued by someone AND the local state courts would not recognise that my individual rental properties were legally segregated.Unfortunately, not all specialist lenders are happy to accept that risk.

Some banks are different about needing "seasoning" as a rental though ... some will accept just a signed 1 year lease while others will want to see 6 months-1 year of rental history to apply this.

Business is bringing in 40-60k profit a month and looking to invest but lack credit history for conventional commercial lending.Paid for college out of pocket, built business abroad while renting, didn't own a car or credit card...now small secured card and credit card, 1k limit and virtually no credit history...and 50k a month to invest.How?