You can find a cheap duplex that needs some love.

Does anyone know of a lender that is asset based that can get in the 6.9 range?

Also seeing a lot of people who are seeking 100% financing because a guru says it can be done.

That is where finding some local honest people can be very helpful.

@Brad Kanouse,If you take a distribution from an IRA - it will be subject to taxes and penalties.You can convert your IRA into a "Self-directed IRA" and have the IRA buy the property, in this case you are not the owner, the IRA is.

If I purchase an investment property with an LLC can I still take advantage of the STR bonus depreciation?  

Also some lenders can do short-term rentals. 

This way I can contribute to this knowledge center.

Can someone share with me a template or something that I can use to track these activities?

Sites like AirDNA, STRInsights, Mashvisor, and others can show the supply of STRs for sale in a market vs. previous years to see if there are changes year over year.