There may be some additional loan programs depending on the situation. 

Whether it’s higher premiums, inferior coverage, or other, my experience suggest to not make a claim unless costs exceed $10k.

If anyone has any suggestions or ideas, it would be great to connect. 

I'd appreciate any thoughts or suggestions and would love to hear other perspectives on this!  

Thats 400 more, per month, every month, for 30 years… an additional 144,000 in just interest payments alone.But check this out, not only have rates shot up over 250 basis points, 2.5%, from 4% to 6.6% but what else has gone up?

I would suggest you talk to a investor friendly lender in your area to go over all the investor financing options.

This regulation allows property owners to build ADUs on their existing residential lots without the need for additional zoning approvals, which can significantly increase property value and rental income. 

What area do you suggest has the greatest return? 

Thanks for the suggestion! 

Open to any thoughts or suggestions.