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Updated 10 months ago on . Most recent reply
![Jessie Cervantes's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2965566/1709670991-avatar-jessiec54.jpg?twic=v1/output=image/cover=128x128&v=2)
Dscr Loan For Rentals | The Best Strategy?
Hey everyone, Ive been searching for the past few weeks for seller finance deals to ultimately rent to Section 8. I learned a small portion of this method from Tom Cruz, a section 8 Guru. Ive quickly came to reality and realized it is not as easy as he makes it seem. Ive also seen others use the method of a DSCR loan with ($8K-12K) Down. Have any of you guys had success with these sort of loans and could it be better than seller finance/sub to? Im looking to get started with my rental ASAP! All help is appreciated TIA!
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![Joe Funari's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/781014/1659980772-avatar-joef80.jpg?twic=v1/output=image/cover=128x128&v=2)
@Jessie Cervantes DSCR loans require 25% down payment and are higher interest rate than a conventional 30 year note. DSCR loans also require the expected rents to be at least a dollar over the anticipated PITI. I would suggest you talk to a investor friendly lender in your area to go over all the investor financing options. Also, I recommend that when you post in the future let us know what city and state you are looking to invest in. That way you get direct feedback from fellow investors that work in that area. Hope this helps.
- Joe Funari