@james hawkins at the end of the day its all about what your investors are looking for.

@James Wise has given you really solid advice, so I won't repeat all of it and ramble like I normally would. :) Find some providers in areas you might be interested in, and talk to them.

If you cant find another insurance company that doesn't charge more, then I'm with James......

Thank you @James Wise !!

It's like Burger King's approach.

@James Ma this sounds like a commercial loan and I guess it's possible to renegotiate those depending on the lender but would another bank "buy out" the loan - yes, that's exactly what a refinance is. 

To quote @James WiseLandlord from Hellhttps://www.losaltosonline.com/news/sections/news/200-police-fire/60714-late-rent-prompts-eviction-by-invasionTenets from Hellhttps://www.cleveland19.com/2019/08/26/multiple-cleveland-families-evicted-building-apartment-tenants-call-move-controversial/Hard to believe in this day and age, especially in CA, the landlord would just gather up a  "posse" and physically throw someone out.   

@James Mulrain"Rental for owner occupy"?

I agree with @James Wise, the list of cities he outlines are the popular markets for OOS investors and he gave you very helpful advice. 

@Anna Sagatelova, @James Wise @Joseph FirminI understand what you guys mean, and thank you for clarifying.