At the end of year 4 you can talk to the banker to make sure nothing has changed and come up with some backup plans in case they do so you will be prepared.  

You’re a banker then, not an REI.  

Bankers, lawyers, accountants (not the ones at H&R Block), etc belong to very conservative professions.

But when dealing with bankers, lenders, investors they want to know that you know what you're doing.  

I am a senior in college who will be working as an investment banker after I graduate in May.

I can send my banker a text message and have the money in my account within the hour.

I wouldn't lose any sleep over it. in fact, I would recommend sitting down with your banker a banker and ask them for their advice.

Network with other investors, bankers, insurance,realtors etc...3.

She just had a death in the family, has multiple medical issues, has 3 daughters, is on fixed income, is looking for a SFH to move into where 5k will be enough to cover the down payment.I asked her about payment options and she said after talking with attorneys and bankers they said that she should ask for 12% interest.

My banker said I should sue the sister in-law to get it taken out of my name (so it goes against her insurance).