There is also a huge amount of strategic and legal expertise across many states in getting non-performing notes to “re-perform” and be sold, perhaps to someone like you.Performing loans don’t require anywhere near the same amount of work or expertise but typically involve a lot more capital per loan.

Has anyone dealt with a similar situation and still was able to pass the housing code enforcement inspection (1 / 2 required inspections)?

Has anyone had experience using this financing, or can recommend a similar financing alternative without the overhead of joining an inner circle?

Every job I see requires 3+ years of experience and knowledge of multiple different programs.

Who did you recommend I am looking for one too

Follow the law and send the exact required notices. 

BiggerPockets also has a calculator to analyze deals, and I highly recommend you start this as soon as possible, even if you are not ready to buy.

First off, the cash-out refinance requirements have gotten tighter w/ the "seasoning" period.

I'd recommend going there and knocking on the door of a dozen neighbors to get their feel.

May require some patience, but trust me, this stuff is not easy for some people to follow...