Quote from @Christina Venegas: Quote from @Dominic Mazzarella: Quote from @Christina Venegas: is it possible to do HELOC on a primary home that was purchased 6 months ago with 5% of down payment, the property was $145k and it was appraised at that time for $160k. i need advice from investors and lenders, if anybody knows some lenders that could help me I would really appreciate it, thanks for taking your time to respondIt’s definitely possible to get a HELOC on a primary home, but most lenders have a seasoning periods which are typically 6-12 months after purchase before they’ll allow it.

My issue is properties have appreciated a lot since the last one.

Quote from @Nicholas Goerss: Hello all,I am getting ready to start looking at lender for my second conventional mortgage to buy my second property.

My property tax is around $350 a year. 

No doubt buying the first property can seem very scary but ideally, you are working with a realtor and lender who owns STRs.

When I purchased the property it was currently bringing in $1,000 per month total in rent.

In Texas an unpaid sub can put a lien on a property, sometimes as late as 4 months after the project finishes? 

I might buy 1 property that has cash flow, another that has a great purchase price, another that has great appreciation prospects and yet another with great financing terms. 

If they over-promise and under-deliver, transfer the next property to a different PM.

@Jason Munns, are you looking to buy investment properties in the U.S. or Canada?