Start by reading the Ultimate Real Estate Investing Guide: https://www.biggerpockets.com/guides/ultimate-real-estate-investing-guide/introduction2.

This is how it is supposed to be handled but some lenders have overlays or loan officers are not aware of the actual guide lines or rules depending on their organization or who they are selling the loan to in the correspondence channel.I have come accross this several times you simply make the underwriter aware and in some cases the agents and appraiser are informed as well in case there is a need for an outside LOE letter of explanation. 

Typically they want 1 or 2 bedrooms.Next is to look at furnished finder or list it on airbnb (let me know if you want to use my airbnb referral link, you make $40 extra and I can guide you through the process) but get a rental number and see if that works for you vs renting out long termIf it makes sense, get some good decorations and get professional pictures and you'll be on your way!

I just purchased that book by Steve Berges, The Complete Guide to Buying and Selling Apartment Buildings.

It's completely normal to feel overwhelmed during this process, but I’m here to help guide you through it.1.

All these software will guide you on your declaration asking you basic questions to determine what you need to do and what not. 

Start with BiggerPockets Ultimate Beginners Guide (free).

If you're going to use a bank in FL, start with the following link: https://dos.fl.gov/sunbiz/ It will guide you on how to register in FL.

Small amounts of mold in one area of the home for a short period of time are not going to kill anyone.I respond by giving tenants the EPA Mold Guide.

Paying a professional to help guide you through this process is VITAL on your first several development deals.