With the blanket loans say you want to break one out and sell one you will have to pay back 120% of the balance assigned to the property towards the principle of the loan 

And all that doesn't even account for the ethical questions around wholesaling..   

His pivot towards new construction might seem surprising at first, but it aligns perfectly with his principles.

It is bad news for agents who don’t bring anything to the table besides a lawn sign and an MLS account.But today’s agreement isn’t just good news, it’s GREAT news for hardworking ethical agents.

Not only that but when you are in a portfolio loan and would like to for example sell one and break it out then most lenders will want to be paid back 120% of the balance attached to that piece of property back into the principle of the loan

Hope to connect with good ethical people. 

Add the principle for the next payment and you save that payment.

So, you will excuse me but I don't think you're not in a position to give any ethics lessons to me or anyone else for that matter.

Then let appreciation and principle pay down come into play to get you up to 30% or so.Most people here on BP will push for self management, myself included.

If you’re sending LOIs and proof of funds and still not getting any response, that’s a huge problem and potential ethical violation.