Quote from @Anade Davis: Really good comments here thanks for all the great info.

I'm presented with an investment opportunity so I thought to reach out to BP for insight.Regards,Stanley

To avoid this, it’s best to work with a broker who can shop around and present you with options from multiple lenders without multiple credit pulls.

Present it confidently; if they accept, great.

Please feel free to comment and share your sources, experiences, or strategies in your data usage. 1.

If there are clear signs of negligence (kid throws down, paper towels, food, fats) then you can get the invoice from the plumber with the notes and present it to them. 

Audrey, your comment is very encouraging.

It will be included in the purchase price 95% of the time.Thank you, really appreciate the comment 

Thank you I have presented a 40-60 offer to him now to see if we can get the house at the bottom dollar we would like I for but I am putting a lot of trust in him on the price and feel that we may be offering so low that I seller will not bite 

Wish I could make your presentation today.