The biggest thing I'm running into right now is the 6 mo "seasoning" period before I'm able to get a 70-75% LTV refi. 

We have numerous rental properties,  but since  it is a high end home, and eventually our own home  we have reservations.We have to make some decisions on this quickly to define financing and capture the rest of the peak rental season so quick feedback is appreciated. 

Maybe we will get the chance to meet up sometime this "off-season."

If there are any other newbie's or seasoned veterans in the Southwest Denver area that would like to connect please reach out!

Banks have seen that one too.Banks require "seasoning".

I agree with it being overpriced, with 22 showing and no offers that's usually the issue, but it's only been on the market for a very short time and we are just heading into the peak buying season.

After your rehab and seasoning (6months), you’ll be able to do a cash-out refinance and pay back your HELOC.

Craig - my rental loan has NO seasoning requirement as long as I can verify that improvements/rehab was done to the property.

We purchased between 2015-2021. when my husband was 55, but you do not have to be 55 to purchase a home in The Villages I am not familiar with the 80/20 rule, but did just read a post regarding trying to get 80% of yearly cost covered in high season and 20% in low season, if that is what you are referring to then 80/20 rule will apply.

Anyone with 15+ rentals have a seasoned excel file I can nab?