The VAFF is typically financed in your loan amount at close but there are strategies to remove the VAFF completely upon close if you want to reduce the financial impact of the higher cost of closing that the VAFF causes.Best,

It also reduces my exposure and time investment into each deal.

This ARV would mean I will come out less money than expected for this project.Now with a 175K ARV the HML was pretty much going to cover everything but they reduced the % on the loan to make sure I had some skin in the game especially being my first deal with them, I was fine with that. 

This will dramatically reduce the number of inquiries.I would take the ad down for a day or two, beef it up, and then try again.

Placed In Service Date = 5/2018.With bonus depreciation reducing starting in 2023, we would like to take advantage of 100% bonus depreciation in the 2022 tax year by running cost seg studies on 2 of our long-term rental properties.

But I do know that they are pushing us to use THEIR title co - we will not be doing that - as I do not believe anyone in this company has the best interest of the consumer and all I see is a nightmare down the road.If it weren't for the fact that I REALLY want this property - I would have walked on this whole fiasco.And to add fuel to the fire - after talking with another realtor in the area - they too had a business deal go awry with this company. 

I kept thinking about real estate and how I can reduce liabilities associated with investment properties.

For seasoned, grizzled investors who plan to keep their money safe, that translates to yield means nothing if the principal is in jeopardy.By reducing my max LTV to 50% (including costs) I've eliminated most all investors who are unable or unwilling to offer property that attracts my money.

If the borrower intends to use the same asset to satisfy financial reserve requirements, the lender must reduce the value of theasset (the account balance, in most cases) by the proceeds from the secured loan and any related fees to determine whether the borrower has sufficient reserves.""

The reason why I do criminal background checks or credit checks is strictly to reduce my risk and nothing to do with idealogy - one way or the other.