I know there does not seem to be a strong presence on BP for people in the New River Valley area (Pulaski, Radford, Blacksburg, Roanoke) but I would like to try and get some type of networking event going (either in person or in an online group). 

I'm not the sharpest tool in the shed, and if you give me a penny for my thoughts you'll get change back, but I grew up in Texas and we're grass fed on personal responsibility down here, so... 

It's your property and investment.Of course you don't want the maintenance person taking your $300 set of a steak knifes.  

Personally we have had great experience so far.

Did the pest control person seem to indicate an infestation? 

A DSCR loan, or Debt Service Coverage Ratio loan, is underwritten to the property income instead of your personal income/taxes/debts.

House hacking will also give you some personal "property management" experience.

- How many personal use days (sometimes including family or other discounted renters) do you plan to have? 

Thinking about taking a little cash out, mixing it with personal savings and going after another property with a nice down payment as a hedge against market fluctuations. 

I thought James was a respectable no-nonsense person?