It is simply growing.

Credit Unions are key for all states right now due to the banks due process turnover with consumer fees

(use the TILA - Truth In Lending Act) which shows you the APR for your loan, this is inclusive of fees and charges and is designed to provide the consumer with a comparison tool.

And convenient for me as a lender because if the borrower defaults, I can put insurance in the lender's entity name with one phone call or email.They occasionally have growing pains, but so far, they have solved any problems once I bring it to their attention.

Some lenders require the borrower closes in the name of an entity because it is much easier to show the loan was “business purpose” rather than a consumer loan, which makes all the difference in foreclosing, loan pricing, etc.

I can’t think of many passive investments like this, sold to non-accredited retail investors, at large ticket amounts per transaction, that has no specific regulation aside from just standard consumer protection laws.

The market here in San Antonio is holding steady, if not growing just a bit.

I am have no real experience on the investment side, looking to learn and grow

If property insurance lapses Lenders can do what's called "forced place insurance" on your mortgage.Generally the lenders buy the Cadillac plan that covers everything and escrows the payment into the total mortgage payment due.It is much cheaper for the borrower to have their own insurance then for the lender to force place it.He could always accelerate and foreclose depending on how costly and time consuming that is for that state.I would think foreclosing and accelerating the note would be the same motivation as when a tenant tells you a few more days and you will get the money and you file eviction and the money magically appears.It seems if he sends the foreclosure and default notice the buyer will know they are serious.

All of my friends laughed at me when I said I wanted to grow up and be a landlord.