Joshua has some excellent ideas and is a true hustler, and I think more of the answer has to do with how you come at the market.

As an example I created my own string in excel for escrow and commissions expenses.

wow, very excellent stuff!

Getting your business set up is a great way to keep your personal credit score pristine while building an excellent track record for you business.

slinger, i too am in your same spot...i have a HM rehab loan almost ready to go but just need to line up the exit refi, bc i plan on holding onto the property as it will provide excellent cash flow ...i have also been told the local banks are the way to go...i have 2 calls in and have spoke with two local lenders probably call more this week...one lender (i have used them 3 times this year for other deals) is my best bet and even though they know me and know my history and experience they are "on the fence" about this type of financing...they have not ruled it out but the broker said yesterday "i wil run it my sr. management"...doesnt sound too good...this would be my fist HML too...keep you posted...

I have an excellent estate plan in place.

Excellent forums here - please help a (potential newbie) a bit.Background: I'm a software developer who sold his company a while back.

Hasnt been but couple small showers in last three weeks here now,,,excellent and time to do this.

Having an excellent lawyer is best in the ghetto.

It's excellent!