It's again, only my opinion, but I think I'd try to strip the handrail and see if I could stain it to match the stairs and then paint out the spindles and base your trim color (white I'm assuming ).

Also, there is a Portland based meet-and-greet on October 11, in Northeast.Contact me with any questions you may have.Thanks,

Id suggest touching base with @Upen Patel.

@Mark KelleyAccount ClosedMark, I have not looked at Pittsboro but it seems to make sense based on Chapel Hill getting too expensive.  

I work with a commercial lender that loans based on the property, not your income (no tax returns or W2's). 

Always willing to lend advice based on my experience :-)

Based in Los Angeles since 1997, he has completed over 2.5 billion worth of transactions in Southern California and other strategic markets throughout the United States.

I'm based in Portland, OR btw. 

Approval is also based off of your credit score, so make sure your score is up to par and you've done all your research on which financial institution you plan to go with.

So here is a sample scenario:$60,000 purchase price25% down = $15k, advanced from the line of credit$45k purchase money loan based upon the value of the homeThe loan rate for the purchase money would be around 5-5.25%, the line of credit rate would be in the 5.25%-5.50% range.