"OK Mr Smarty pants Chris, why don't I just pay extra from month one to get it paid off in <20 years?!" 

Hi all,I am completely new to real estate aside from doing some manual labor for some extra cash here and there.

House ParticularsPurchase: $142,000Insurance: $2,034 /yrPrevious Property Tax: $1034/yrHOA: $55/moRent: $1400Down: 20%Funding: personal funds + 20k loan from in-laws helocYear: 1985Floors: 2Br: 3Ba: 2.5Kitchen: Granite countertopsCovered Carport, no garageWood burning fireplaceFoundation: SlabRoof - New in 2015Public Schools: Excellent 9/10 I'm estimating a 5% vacancy (although hope to be lower since the current tenants seem extremely stable), and 8% repairs. 

Holding costs are substantial and they're burning at least $90/day. 

I rent the extra two rooms and the renters pay most of my mortgage.

In the end, I never had to move or sell my house, I kept most of the rental property (for some reason she didn't think they were worth much or didn't want to deal with them), and was used to living on almost nothing, so once it was all over, it was like all of a sudden having a large amount in extra cash each month because it wasn't being spent immediately upon hitting the bank account. as a result of maintaining a level headed relationship with my ex however, we didn't need to liquidate or sell the business we still have (as our lawyers were trying to convince us to do)... hopefully in the end things will become very good for you also.   

They're big churn & burn operations.

-Financial statement(I just asked for their template)I asked for a little extra money for rehab, so, I had to lay out my intentions.

The last thing they will do is burn an investor even if times get tough.How can you find people like that and not someone who is over their head?

Since I was in Texas and I planned on staying there I looked into taking a broker test and I found out that I was qualified and I got a license without taking anything extra.