Both Prosper and Lending Club offer loans big enough to cover your 50% down payment.Something I would never recommend to most people, but as a last resort -- if you absolutely knew you COULD pay it off any time you wanted, you could put the down payment or at least a big chunk of it on a credit card and float it between 0% balance transfer offers until you get it paid off.

Does anyone have recommendations for a good commercial lender?

Pros and cons to both but this drives the decision and recommendation.

And also expand my MTR listings in the area.What specific sites do does everyone use for midterm rentals in the high desert area?

DM me if you need any local lender recommendations.

I'd recommend listing it for sale with at least a 6-month buffer

@Derek MorrisonIt sounds high… but we don’t know anything about each unit… size in tons, furnace specs, etc.  

However if you only invest it in training, then at the end you have lost $50,000 and still don't own anything.There are a lot less inexpensive ways to learn about real estate in my opinion.Don't fall for any high pressure techniques from any guru.....the typical scenario is to go to a free 2-3 hour training session. 

I recommend @Matthew Miller with ERA Heavener Realty.

If you're interested in the crowdfunding route, the top ranked sites that focus mostly on hard money loans are: Patch of Land, Peerstreet & Peerrealty.