The first thing I did was get a low limit credit card (500) and just used it and paid off the balance every month. 

Account Closed My contractor does have some suppliers he uses, however the particular project is quite a distance from his "home base"  he is doing this as a favor to me so I am trying to help him out find some more local places so we dont have to take any delivery or transport fees

I have always thought that Dave Ramsey's strategies are more geared toward personal finance and reducing debt such as credit cards and student loans.

To get this done, I went totally Dave Ramsey - paid cash, cut up cards, the whole bit.  

The company specializes in upholstery mainly for transportation and government contracts.

I only have one other credit card of $2k.  

There are real testimonials on the website and you are welcome to download a trial FULL VERSION of the software for free with no credit card requirement.Best regards,Randy

A little more than a year ago, I received a post card to a "house flipping" seminar hosted by Tarek and Christina from HGTV (which a marketing company paid to use their name).

While it's not unusual that places like Lowes/Home Depot will routinely offer appliance sales at 10 to 30 percent off year round,  you'll typically find reductions at 40 percent off during Black Friday.I tend to use Lowes/Home Depot routinely for the free delivery and also because I purchase using 10 percent off coupons and gift cards as payment.Some landlords will wait until January and pick up great used appliances from craigslist (replaced with Christmas presents of new appliances) but honestly, my days of picking up and hauling appliances around are long over!

They'll pay their credit card before their rent so they can charge more.