If so then go to your county website and look up the property tax records.

By then they run the credit and there is a hard pull on the credit report making my fico score drop and then them saying "sorry" the next day.

Don't make the assumption on funds with tax season over they may be more flush than you haha!  

Does that mean net cash in your pocket after interest, taxes, principal, insurance, repairs, maintenance, credit card fees, etc.?

I work a fulltime job as well and make about $13000 a month after tax.

If you have good credit 720 and above your rate should be around or under 7.75% with only 15% down.I have seen rates that high but last time I checked it was on a DSCR with low fico scores. 

@Sandra KimThe withholding agent (I’m assuming the title company in your case) generally should be remitting the withholding tax directly to the IRS out of the sales proceeds.

I don't want to ruin this lady's credit or anything but I also don't want to get played. 

Renting properties for STR does not come with the upsides of tax savings, appreciation, equity build up, etc.I agree with the sentiment expressed by others that diving straight into STR, especially with a property that is cashflow negative as a long-term rental (LTR) or through arbitrage, can pose risks.

How are the property taxes in Nevada; fair, high or low?