Throw an LLC together with a few people with $1m each, and buy it, San Francisco isn't short of folks who got lucky with this or that IPO and have the money, most of those tech companies have an unofficial employee-maintained slack/discord channel where they talk about real estate stuff.

You can also hold money for maintenance, capex, taxes, insurance, or other projected expenses.

Find people that are really hungry to learn and hungry to make money.

My other concern is that I'd rather have them amend 2022 as well and have the money now. 

@Mark Howard I think you can make money in any niche as a real estate investor.

Imagine if I hired that realtor to sell your house and give me the money.

The reason they have money for new cars is because you aren't holding them accountable.

So my question is, if you had the money to buy a property all cash, would you do it?

The idea that you can build wealth without putting any money into it is a recipe for disaster and the sales pitch of gurus trying to steal your money.

I know it's hard to cash flow today, especially in the A neighborhoods, but would like to hear what you think.Thanks I think the question is what you can do with your money and what is your risk level.