It has 2bed 1baths, 1bed 1baths and a studio apartment.               2beds=$400 x2 =$800                   1 beds=$325 x4=$1300                  studio=$300x1 =$300                   13 unrented storage units $50eaSome of the current occupants smoke and have cats.

There is a time and season for everything I believe and I’ve been so blessed to have lived in SoCal for the first 34 years of my life!

If you want to refi, most commercial lenders require 1-year seasoning before they'll use a new appraisal.

That said, most commercial loans require 1 year of seasoning, so maybe that will be enough rent history for them.Another route may be HML.

Not at all, Refinance & Cash Out Refi - No Seasoning - Rates Starting at 4.5% - Up to 80% AS IS Value - Close in 14 Days

In my last post I discussed using Fannie Mae's delayed financing exception to allow for pulling the cash back out before the typical 6 month seasoning period, and in the comments @Steve C. led me to a post outlining a different approach using a LLC-to-personal loan (see https://www.biggerpockets.com/forums/48/topics/460294-how-to-cash-out-1-4-unit-property).

@Vincent Plant i dont have to wait for the seasoning period.

can reduce capital gain by 15%,,delay 4-10 years or even avoit it after 10 years...3- A $12M commercial building can save up to $600k taxes every year if you can qualify4- Can save up to 28% in expenses every year if you have a maufacture, laboratory, dentist, doctor, storage office, etc...Pretty powerful... 

I am looking at Building a storage unit and rehabbing a house next.

I had a question for seasoned real estate agents/investors: how do you set up your bank accounts?