Hi Jofre - As others mentioned, credit is one of the main factors taken into account for a refi.

You REALLY need to talk to my investing group's JD/CPA tax attorney/accountant!

Once that is completed, then run the credit for those that meet the first round of criteria.You can double check but I have not heard you have to prioritize a Section 8 tenant, you just can't reject them because of source of income.

The benefit to them is that they receive income over time, and the benefit to you is that you don’t need to pursue bank lending.  

Let me know what you'd do different, what I didn't account for, what you'd change, Thanks!!

Accounting fees will also go up because you have to address basis.

Look into syndications, but vet the operators first, that is passive income as an LP, not owning rental properties.

Consider factors like location, demand in the market, condition of the property, and potential rental income.

Talk to an accountant they are worth every penny. 

Due to our lack of US income, a DSCR loan appears to be our sole viable option.