Any ideas how to improve the windows?

The degree itself would be practically meaningless.

As I do all my deals through a title company (or lawyer if that is the local practice) and I get title insurance I would not have had issues even through I did not know about the landline.

They are in a high liability industry so many office or business practices prevent what is called creative techniques.

They do not know about many of the things that can improve a deal.At the same time do not get so wrapped up in figuring everything out such that you never get a deal done.

By risks I am thinking of both improvements that go wrong and planning issues where you do not get permission to do what you expect.The land is like a tool.

As the result of the sub-prime fiasco, lending practices have tightened.

When flipping houses in short time periods do you believe it is better to contract the services (i.e. painting, landscaping, and minor improvements on the scenario that the house was only needing minor cosmetic improvement and you were able to get it at an undervalued price) to get the job done quicker and more professionally so as to have it back on the market quicker which in turn will shorten the months in which you will pay the mortgage payments on the house, or is it better or equal to do the actual jobs yourself?

Well our legal system is setup on case law and statutes, and at least I know for Texas, that the case law says that I don't have to put any earnest money to make the contract valid.Should I still practice Covering Your Assets (CYA) even if the law is behind me?

Hard money and seller financing are two options for those that are credit impaired.Now obviously improving your credit should be an extremely high priority, because money gets a whole lot cheaper when you have good credit, good assets, and a good track record, but I wouldn't let bad credit stop you.I personally am the type of person to figure out what I want to do, and then figure out the way to do it.