@Nathan Emmert  I currently happen to be targeting SFR that provide minimum 10% return.

A multifamily unit in Providence might be your answer.

I've been searching online for trying to find a loan servicing company that provides the services in Florida.

If you're wanting to do it full time it would be a great option or if you wanted to do it passively there are several turnkey providers in the southern/middle part of the country where the price points are easier and the laws are more landlord friendly. 

I know of an outstanding provider of such properties in the FL market.

Just look at what services are available at your address.Spectrum is a quality provider so you are trying to lower cost.Check out https://www.broadbandsearch.net/ and you should be able to see what's available in your area.

Someday I would like to possibly have 4-5 homes that I would be renting out that could possibly help me retire a little early as well as provided continued cashflow in retirement.

BTW I have 0 experience  ALL you need to do is connect with those that do have experience and provide rentals to OOS cash buyers,, BTW, I live in FL, and do all my business in OH, , 

we have until spring of 2025 until our balloon loan either has to be refinanced or paid off (we got this loan because we intended to build, of course) and now i feel like it's a ticking time bomb.we conducted "clean and satisfactory" (no issues whatsoever to build) soil and foundation tests and provided those to every buyer. it seemed (not quite sure here) like they backed out once they reviewed the tests - yet there is nothing negative in them. we will not be providing these tests moving forward (as we had to do them ourselves and feel that each buyer should do their due diligence moving forward!)

It's definitely possible but the bank would probably also provide some pushback as they want to see the operator with skin in the game.