It is toxic to people who breathe the fumes and it destroys the environment.

Hey @Stuart GrazierI think most investors are not really so much interested in paying down mortgage debt in this low interest rate environment.

The office environment we find when we return will no doubt be different from the one we used to know.

But it is a great idea of how to operate and be agile given the environment!  

But given the environment right now, I'd hang onto any cash you have. 

Little things like latches and handles may slow you in this environment.  

I have tried sticking to my 10% number as a hard rule and think perhaps this is me trying to adjust my rules to the current market environment.

But in this environment it would be worth exploring a refi because you just may make enough back in interest rate drop that some additional borrowing actually saves you some money each month.2.

We estimate the roof replacement would be upwards of $400,000+ (maybe more in todays material environment)  The HOA financials have nowhere near that amount in reserve. ($90,000) Remember, there was no way for our inspector to know the year of the roof.  

In this political environment and in a pandemic, you really must have a knowledgeable PM to legally navigate these new waters.