If it's a direct writer carrier, this may be much harder for them to do depending on what level of flexibility they have within their company.In either case, at some point you're likely to want one single policy that can insure all your properties. 

It gives me some different items to look into; finding an experienced sponsor for my first deal, using crowdfunding websites to familiarize myself and find documents I like, and get creative with the document piece when I am comfortable down the line.

Completely understood that this is a higher volatility investment than buying a nice 3/1 in Richfield/SLP/Bloomington and it would require the investor to be aggressive in bank negotiations, tolerate longer vacancies and/or higher maintenance/legal expenses, but the potential return seems to cover the additional risk.As an aside - I don't disagree with you about the potential risks at all, just trying to identify some potentially creative niches in the market.

There's probably a shower head on one of those partition walls.Not sure your budget or ARV but I've swapped the shower for the toilet, making it a 2 sink vanity - toilet - walk in, tiled shower...Or keep it as is and get creative with some colored walls and a new cool/retro vinyl or tiled floor because it's nice to have a separate toilet room in a shared bath!

A persistent and creative buyer who is willing to do the leg work should always be able to uncover good leads.

Glass blocks can work in some cases, but takes away the ventilation.Anyone got anything creative?

Hum)After, I went back with some numbers and a more creative approach.

Do your homework and you can find worthy deals in either area, you just have to be creative!

If you get a deal or do some creative financing, you are looking at a lot more.

Be more creative than their most critical thinking?