@Peter RoehrichRun a report on homes that have sold fast in a medium to slow market and investigate pictures / details.

The issue down the road can become your DTI’s and slow down your investing.

Duplex for sale: 2- 2X1units - slow appreciation area small town in SCPurchase Price: $137,900 Down Payment: 25% - I was told that I'd have to have 25% down for an investment purchase(Big Bank - still shopping around)Loan Amount: $105,000Intrest Rate: 5.5%P&I: $596.18Taxes: $72Insurance: $48ARV: ~150,000 - $160,000 - I based this off of the price of the surrounding propertiesBoth Units currently rent for $560- which is significantly lower than market, so would look to increase to at least $750 per unit = $1,500 monthly.The property is NOT in horrible condition, and I know that the properties are rentable without rehab, I'd budget approximately $7,000 to rehab and get the units more up to date for higher renters.Trash, utilities, water and sewer - expected to be paid for by tenantsPotentially will hire a local PM to manage the propertyAlso, hoping I can get down on the purchase price as well..I tried using the BP calculator but not sure if what came out was good or bad.Thoughts???

Was the BK just to slow down the foreclosure?

But market surely slowed down a bit compared to last year, hoping to pick right back up in few weeks or so.  

I am slowing searching around Yonkers and New Rochelle as well.

One hiccup to one paycheck puts you at risk of slow or no pays plus higher prob of damage and drama.Normal %s for vacancy, repairs, cap ex don't work at this price point

Modeled for 720 months (60 years)24.71% effective income tax rate (based on a $70,000 per year household income)Saving 30% of your income3% inflation rate3.25% yearly safe withdrawal rate (SWR)$4,083.33 target monthly income in retirement (in today's dollars)Summary of assumptions for the account in this scenario.

I'm determined to grow my portfolio, but I have to slow down long enough to learn the process.

Appreciation has been increasingly hot over the last majority of a decade, although it has been slowing down a bit.