But higher education is also free, and the social service programs the government offers its citizens are incredible.

He's incredible - gets anything done.

For example, it's customary here for the accounting of the security deposits to be done between the seller and the buyer and a check written for the total.Six years later that deposit was in dispute when I transferred my security deposits and I was able to produce a check stub accounting for what I received from the seller.

A one time mailing might produce a deal and then again it might not.To answer your question test test and test again.

A $117,000 30 year loan at 6.75% paid over 8 years shouldn't produce an equity of $76,540.

@Donald Hendricks - if you already have a FT job and plenty of other time demands, by all means stick to the 3/2/2 homes in the suburbs, using leverage and locking in these still incredibly low interest rates.

Incredible amount of content.

Thanks for your generosity and help @Jerry PuckettI have colleagues in my area who use a program called Top Producer - anyone here know about this?

Although it has incredibly low vacancy rates, buildings are overpriced.

Even though they're no money down I normally have some reno costs and closing costs and so on.Truthfully though I feel that doing as many deals as I can like this will produce the bigger pile of cash at the end of the long road ahead.