Im looking for options for lenders in the Tampa, FL area.

Talk to your lender and they'll tell you what they need for documentation.

NO Lender is going ot make a loan on a home that is not complete  IE C of O5. if the builder thinks you should close prior to C of O then the builder is an idiot.

My question is, when you find something like this, and you don't have the funding ability(I work at a school and have TRS not a 401k, so I cannot take a loan out against it, nor do I have 20% down, but I have about 60k in equity in my home, but the lenders I have talked to will not do a HELOC in my state, point is I can flip, but not buy and hold with my own financing) and you need a partner on the deal, how do you protect yourself from telling them about the property and them just taking it?  

I'm looking to  cash out, of course with a line position to the lender at 60 to 80 percent of appraised value.

I'm researching hard money lenders.

I'm putting "raised rates" in quotes because the Fed only sets one rate, the overnight lender-of-last-resort rate for SHORT term inter-bank debt.

Do you know if the lender has filed foreclosure, and if so, how far along in the process they are?

I'm a 1099 employee, I have a LLC can't get approved for a loan right now, was looking more for a hard money lender type just to get the ball up and rolling I'm staying near Glens falls right now  but I do most of my work in MA and found a lot of foreclosures that need work and I have a contractor over there.I just join this today so I'll do some more research.Thanks for the feedback 

Remember when talking with your mortgage lender that the current lease(s) from tenants on the property can be put toward your dept to income ratio whether or not you have had landlord experience in the past.