Then life got in the way and she just gave up.  

Stay away from the 100 - they have a shorter design life than the higher quality grades.

Life is but a dream!

The life span of Tankless heaters are supposed to be longer than Tanks and give you an endless supply of hot water.

House 1: 100k, 60k down sell for 120k in 5yrsHouse 2+3: 100k, 60k down, 100k, 60k down sell for 240k in 5yrs House 4+5+6+7: 100k, 60k down,100k, 60k down,100k, 60k down,100k, 60k down, sell for 480k in 5yrsHouse 8+9+10+11+12+13+14+15: 100k, 60k down,100k, 60k down,100k, 60k down,100k, 60k down100k, 60k down,100k, 60k down,100k, 60k down,100k, 60k down, sell for 960k in 5yrs or live off cash flow for rest of life....So in 20 years you took 60k and turned it into 960k, earning 45k/yr CoC or 75% ROI

Yes there is partial exclusion available but you need to meet either employment, health, or unforeseen circumstances.

Needing to delay action at any time will cause you to add stress to your life As "Nike" says "Just do it" .Remember luck is when preparation meets opportunity.Talk to you soonPaul Sweetman 5133831713 http://Sweetmanpropertiesgroup.comEdit signature

Her life expectancy will not really matter, because she can't take that money with her when she dies and any heir will be glad to get whatever. 

I think most people would agree that poverty is very much a pressing social problem in the USA.I remember in health class in NY back in the 90s, I had to learn how to feel around for testicular cancer on a nasty little silicone model, and yet no teacher in any class spent even a minute to explain how to put together a monthly spending budget.43 million Americans live below the federal poverty line and 9,310 American men were diagnosed with testicular cancer last year.

My wife and I decided a few years ago that the "normal" life was not something that we wanted to live simply because we could.