This will not last forever.

my san francisco home of ~30 years is about to close (under contract for ~$2M+) and i need to shelter about half for a 1031, since we rented the downstairs & the cottage. the SF home is ~95% paid off, so i'll have about $900k for the 1031 and about the same in cash. my wife and i will use our $500k homeowners exemption to offset the tax hit for the non-rental portion. i'm now living in marin county, near my primary care medical office, but home prices here are astronomic compared w/ elsewhere. i won't have time to do the management myself (even locally) for quite a while, so i'll need somebody to do that, whether i buy locally or not. the only RE investment i've ever made is the SF house in the 1980s, which i bought for about a fifth of the purchase price. but since i won't be practicing forever, and don't have much saved, i'll be relying on the ~1.8M+ as retirement income someday. needless to say, the free clinic didn't offer a 401k ;^) triple nets seem a little scary, since i don't have a feel for them. my dad was a contractor, and i helped him take care of tenants in the few small MF buildings he built, and i've been a landlord (for the tenants in my SF house).

It won't last forever. 

You may not have money left over at the end of each month but once you find a good tenant who plans to stay there forever then it might pay off in the long run when the loan is paid off.

My husband and I have been talking about doing this forever! 

It will end up in theirs forever.  

Other times has it for a certain time period and other times forever with that lender contact the commercial mortgage broker introduced so all over the board.I will say being in the commercial space about 20 years now as a principal commercial NNN real estate broker and an investor myself that lenders CHANGE.

If it's still there, the next step is to remove the flooring, paint the floor and walls with an oil-based primer to seal in the odor, then put in new paint and flooring.If you miss even a little bit, the odor may stay forever.

We also replace a few driveways every year, most are 60+ years old and even concrete does not last forever.

Houses are still appreciating and a seller can get a lot of equity out of selling depending on how long ago they bought as long as they do not over price their home when putting it on the market.Buyers hoping to purchase may be discouraged by increasing mortgage rates, BUT it's important to know that while rates aren't forever, equity sure can be.