Thanks I think if you're checking comps throughout the year and finding your rents are below market, at renewal time you can bake in small rental increases to set expectations or raise rent once at renewal (assuming one year leases).

Hey guys,I am curious on your outlook on the mortgage market after yesterday's FED rate pause and outlook on the future.

@Christian M.Encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

If you have an insurance claim with renters in the property and a homeowner policy I would expect the claim to be denied.The benefit of landlord insurance is that it will actually cover you, if you try to rent a house out with a typical homeowner policy you are simply not covered (even though you are paying premiums).Insurance is not where you want to go lowest bidder or look to cut corners - it is there to save your behind in the event of a major incident.

How much of this history is a predictor of the future? 

You have to live somewhere.You may need to lower your return or cashflow expectations so you can get into a house hack that will allow you to avoid throwing rent money away every month.

Any good lenders to contact and/or what rates should I expect to find?

As the owner of the land and the builder, would I be able to include all my expected profits with the cost of the land and then build "at cost?"

These are our best months spring break/spring training baseball so it was generally expected.  

I'm going to reach out to the hoa to see who is responsible for the pipes between units , but I do expect I will have to pay.thanksrob