Zero interest notes are guru junk, you'll have imputed tax rates and such notes can have other legal issues.Any arrangement with Rent To Own is mentioned in Dodd-Frank with a consumer or tenant buyer. 

It would be costly and time consuming, neither of which I was willing to pay.

Basically the further out the longer the minimum stay, dates in the near future my minimum stay is 1 night.)I am beginning to think the best way to do a lot of this stuff is by training a virtual or real world assistant to manually update and manually sync other things, when the work is load is too time consuming for one person.

The Fed gradually raising rates is smart since the end consumer wouldn't complain as much on a .25 increase every quarter over a 2.00 increase all at once.

At the end of the day, collecting unpaid rent is often time-consuming.

I imagine you have some type of consumer debt that is a higher cost than 4% and is not tax deductible.

If you make it your goal to not invest in a property until 6 months from now, you'll be able to relax and give yourself plenty of time to educate yourself on the different strategies and the local market before making your move.At that pace, all you have to do is spend maybe 30-60 minutes per day doing research and reading, participating on the forums, etc. and you'll be an expert in no time.Here's a link to a ton of short, easy-to-consume videos that Bigger Pockets has created for beginners to get started with.https://www.biggerpockets.com/courses/a-beginners-introduction-to-real-estate-investingStart checking those out, and once you're finished you'll have an action plan laid all out in front of you to take your next step in the right direction.

That language is "consumer protection" type language warning debtors of people who try scam them by taking over their title, prior to the auction, to collect any surplus, or those that try talk them into giving up/sharing their surplus after the sale.  

Its very time consuming and at times I'm not finding the right information or I don't know what to look for.

Most lenders in the non-bank/non-traditional space that work with hard or private money will require that the cash-out proceeds are used for a business purpose and not any consumer purpose (or personal, family, or household purposes).