You cannot claim the credit if any of the following apply.Your modified adjusted gross income is $95,000 or more ($170,000 or more if married filing jointly).You are, or were, eligible to claim the District of Columbia first-time homebuyer credit for any taxable year.

There is a steep learning curve and a constant barrage of unexpected turns and twists in the road.

Their foreclosure has no bearing on your rent.You would have a tough time suing them for anything and would waste a lot of time and energy going down that path.Although the laws are constantly changing for people in circumstances like yours, it hasn't happened yet where you don't have to pay the rent.

However, unmarried joint purchasers may allocate the credit amount to any buyer who qualifies as a first-time buyer, such as may occur if a parent jointly purchases a home with a son or daughter.

If we hear constant negative reinforcement enough times, like a animal with an electric fence, we quickly learn to back off and not to “rock the boatâ€.

Thanks for the responses.Suing and threatening to sue is the constant call of people who simply refuse to blame themselves for their own mistakes.

The constant excuse was that the loan processing department is backed up with refinance requests and they haven't got to deal with my loan.

Having met the vendor and the listing agent several times and had lengthy discussions with them - even to the extent of the vendor and I considering a joint venture - I do feel that I trust them both.

I think that at this point he should be sitting back while cash flows in but he is constantly fixing them up.

Constant Consistent Action.